Author: Scott

As a financial consultant, I have met people from all walks of life who have had experienced taking a loan as a last resort, to fulfil their dire need. However, knowledge regarding loan requirements, interest rate, repayment period, and the terms and conditions of the loan will help people find the best solutions to their financial woes. I believe that through my experiences working with people and organisations in the finance industry, I can help others develop an understanding of the nature of different loan products and credit services. Through the information that I share, they can make educated decisions when seeking solutions to their financial woes.

Quick Loans

Quick Loan and Its Advantages

Nowadays, you can apply for a loan and get the funds in the shortest time possible. The presence of the internet has allowed easy and fast submission of loan applications, and banks and lending companies have people that can approve the loan even during odd hours. Finding out that the utility company will cut offRead More

Cash Loans

Reasons to Take Unsecured Cash Loans in the UK

Unsecured loans are small amounts that one can borrow for an emergency. One does not have to offer his property as collateral for the loan. When you badly need cash, and your friends or relatives cannot give you a loan, an unsecured loan can be a blessing. Getting the amount that you want to borrowRead More

Guarantor Loans

Benefits of a Guarantor Loan

The UK is a place where taking a loan has become the most popular option for people who are experiencing financial difficulties. Many lending companies offer short term loans, quick loans, or cash loans. All these loan products have minimal qualification requirements with fast processing and release. However, the amount that one can borrow mayRead More

Bad Credit

3 Top Quick Loans for People with Poor Credit

Having a low credit rating may hamper your chances of getting a loan, especially from banks and other high street lenders. Credit rating refers to a person’s capacity to fulfil his financial obligations or pay back a debt or loan. How do lenders know your credit history or rating? In the UK, three major creditRead More

Business Loans

The Risks and Advantages of Applying For a Government-guaranteed Business Loan

An often-encountered measure taken by governments around the world, during a financial crisis, is to offer state-guaranteed bank loans. This is usually meant to help business owners get the financing required to continue functioning even if their profit has been substantially reduced. However, the government also guarantees loans that are designed to help a start-up’sRead More